Oh Lordy ... This is enough high financing for awhile?? PLEASE!
Dear Love of my life,This is the way the account looks … I found this morning I had the extra money from school auto-deposited in my account. SO, I wrote an electronic check for $1,500 and sent immediately to the dentist. That should leave my balance there at $115.80 for everything. That seems to have worked out. Thank you again for stopping by yesterday with the $1,200. I would have liked to have kept the money from my dad in an emergency fund with you, but not being more in debt to you is a good deal too J Ok … here’s the next part.
Looks like we auto pay automatically our car insurance $60, there are a couple of parking garages for Dr. M at $6.25 each, one medical $50 and Dr. M. $50, music $15, Netflix $19, Gym $23, old Hospital bill $25 … Wow … autopayments $262 and I’ll have $275 and that doesn’t include extra food OR Gas … that’s not good
After the dentist bill goes out, we’ll have $274.86 left in our account, When we get the next work check most likely on Tuesday or Wednesday, I will have $1200 - $870 rent, leaving $330 … that and the $275 make $605. I figure $262 out would leave me with $343. BUT, there shouldn’t be anything left theoretically beside gas and hopefully some fruit and maybe $20 cash. So why don’t we try late next week getting you $250, and then try again after the check mid-month? Most of money should be good then except regular bills $4-500. I think.
Walgreens $100, Sallie Mae $62.50, Comcast $110, Commonwealth $100, SSI $50,
Sweet Marshmallow [6:37 A.M.]: good morning person who makes me feel so good
Sweet Marshmallow [6:37 A.M.]: how are you this morning
Sweet Marshmallow [6:38 A.M.]: ahhh, my next step myself, need to do some personal stuff this morning
Aynetal3 [6:39 A.M.]: can you check mail
Sweet Marshmallow [6:39 A.M.]: have to figure a way to be debt free in 2 years
Sweet Marshmallow [6:39 A.M.]: I will look
Aynetal3 [6:39 A.M.]: I just gotta pay you what I owe and you'll be on easy street
Sweet Marshmallow [6:40 A.M.]: hey I paid the Dr yesterday
Aynetal3 [6:40 A.M.]: $1200 for crowns and all that other stuff, but one last big bill of $1499 for dentures
Sweet Marshmallow [6:40 A.M.]: I see.
Sweet Marshmallow [6:41 A.M.]: let me read on
Aynetal3 [6:41 A.M.]: k
Aynetal3 [6:42 A.M.]: Try mid-month check to you for $410 to get caught up
Sweet Marshmallow [6:43 A.M.]: I am confused, you have how much now
Aynetal3 [6:43 A.M.]: $415.
Aynetal3 [6:43 A.M.]: After the 1rst of month check clears by about Friday or Saturday, I will give you check for $250.
Aynetal3 [6:43 A.M.]: Then after next 15th check clears ... 2 weeks later, I will pay you $415.
Sweet Marshmallow [6:43 A.M.]: how much for auto payments through next month Feb. on 30th
Aynetal3 [6:44 A.M.]: That is for $365 + next $300
Aynetal3 [6:44 A.M.]: I think hat $262 auto payments good for month
Sweet Marshmallow [6:44 A.M.]: have you paid all for this month and when do the payments start and stop
Aynetal3 [6:46 A.M.]: I paid cable electric son #3’s loan hmm, what else
Aynetal3 [6:46 A.M.]: pretty much I paid all bills I think
Aynetal3 [6:46 A.M.]: I'll have another big prescription bill
Sweet Marshmallow [6:46 A.M.]: so nothing left this month, so $415 - $262
Aynetal3 [6:47 A.M.]: We get check theoretically on 30-31rst so that sorta this month?? Yelp!
Aynetal3 [6:48 A.M.]: I should be able to do that $605 total within 2 weeks first two weeks of Feb
Sweet Marshmallow [6:48 A.M.]: after rent I have you having 500
Aynetal3 [6:48 A.M.]: excuse me $660
Aynetal3 [6:48 A.M.]: sounds about right
Sweet Marshmallow [6:49 A.M.]: so you need all money in first two weeks of month so no overdraft. Leaves you about 250 for cash on hand after from now till Feb. 15
Aynetal3 [6:50 A.M.]: I figured about $600 left ... pay $262 auto payments ... leave me with $343 clear. Since auto is covered I can afford to give you $250
Aynetal3 [6:50 A.M.]: leave me with almost $100
Sweet Marshmallow [6:51 A.M.]: actually you are right, I subtracted the 262 from what you have now so it would be there. and then I added the extra from next month in.
Aynetal3 [6:51 A.M.]: One more thing?? I'm thinking that if I get my taxes done right away I might get another big amount like $2000 (last year) ... maybe from that amount you and i can clear up debt
Sweet Marshmallow [6:51 A.M.]: without paying me you will have about 500
Sweet Marshmallow [6:52 A.M.]: worried about your medicine, your gas and parking and fruit,
Aynetal3 [6:53 A.M.]: Then what we'll do is if say I owe you $800-1000, then I'll give you the other $1000 to set up my emergency money again, or whatever I make back in taxes. I will need you to figure out with tax money how much I owe you so I can clear it up
Aynetal3 [6:53 A.M.]: I'm worried about not getting you paid
Sweet Marshmallow [6:54 A.M.]: what is important now is the next 5 weeks, I think you will make it. How much are your meds going to be and when do you have to order.
Aynetal3 [6:55 A.M.]: I don't know next order may be about $60, but within a month got to do a bigger order ... about another $100 from Walgreens or 3 months $300 from other place
Aynetal3 [6:55 A.M.]: Walgreens 30 days
Sweet Marshmallow [6:56 A.M.]: when you get time you have to come up with a date and plug in when you have to deduct it from your account
Aynetal3 [6:56 A.M.]: I think next step is check mail for anything from the school for taxes and if that I will just stop by and get it done right away. Then in about 15 days government will auto pay my bank account
Aynetal3 [6:56 A.M.]: k
Aynetal3 [6:56 A.M.]: deduct for pharmacy right?
Sweet Marshmallow [6:58 A.M.]: I figure you have about 175 in money till end of month. On Feb 5 you get another 370. On 15th you get another 1200. But this check should go for next month bills, and medicine. Then we figure if you have any money to pay back.
Sweet Marshmallow [6:58 A.M.]: pharmacy and mail in yes
Aynetal3 [6:58 A.M.]: Feb. 5??
Sweet Marshmallow [6:58 A.M.]: 5 days for check to clear
Aynetal3 [6:58 A.M.]: oh ok.... big focus now is getting taxes done so I can pay off in full for dentist and then just owe you for food the regular $200 or so
Sweet Marshmallow [6:59 A.M.]: :-)
Aynetal3 [6:59 A.M.]: like 15 day turnaround on money from date I go in ... and last couple years it’s been a big check
Sweet Marshmallow [6:59 A.M.]: your OK but keep school up,
Aynetal3 [6:59 A.M.]: yes dear :)
Sweet Marshmallow [6:59 A.M.]: we will see, I think you’re in fair shape
Sweet Marshmallow [7:00 A.M.]: I will hold the check you gave me for a while.
Aynetal3 [7:00 A.M.]: If I give you the whole tax check should have some left over for emergency money
Aynetal3 [7:00 A.M.]: k
Sweet Marshmallow [7:00 A.M.]: so now for my bills,
Aynetal3 [7:00 A.M.]: HA! No thanks!
Sweet Marshmallow [7:00 A.M.]: have tough morning then I should be at the center for a couple of hours
Aynetal3 [7:00 A.M.]: I'm against them myself
Sweet Marshmallow [7:00 A.M.]: can be
Aynetal3 [7:01 A.M.]: LOLOL
Aynetal3 [7:01 A.M.]: uhhh laughing with you not at you
Sweet Marshmallow [7:01 A.M.]: Ok you get going to work, I 'll catch up with you later
Sweet Marshmallow [7:01 A.M.]: I know
Aynetal3 [7:01 A.M.]: yes dear :)
Aynetal3 [7:01 A.M.]: smooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooochh
Sweet Marshmallow [7:01 A.M.]: :-*
Sweet Marshmallow [7:01 A.M.]: O:-)
Aynetal3 [7:01 A.M.]: :-*
posted by Ann Marie @ 1/25/2007 12:05:00 AM
Comments: 0
